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All You Ever Wanted to Know About Insurance

Tools to Help You Drive Safe

In 2019, more 36,000 people died in car crashes.

Even one fatality is too many—especially when you consider how preventable car crash fatality really is.

Defensive driving, using seatbelts, correct installation of carseats, not driving while under the influence—all these steps can help to protect you on the road.

What else can help keep you and your passengers safe?

Safe vehicles, of course. 

The National Highway Traffic Safety Administration recommends a few vehicle options that can help keep drivers and passengers safer on the road. We’ll share them with you here, so you can keep them in mind the next time you’re in the market for a new vehicle.

Backup camera

More and more vehicles are offering this great tool, which automatically activates when the vehicle shifts into reverse. It allows you to easily see what’s behind the vehicle, without having to crane your neck and take your eyes far from the road in front of you.

Lane-departure warning

Cameras keep track of your car’s position on the road, and if you begin to drive (not shift) from your lane, an alarm—for instance, a light flashing in the side mirror—alerts you so you can correct course.

Forward collision warning

Sensors in the front of the vehicle will warn you of an impending collision, giving you a chance to brake or steer clear.

Automatic emergency braking

These work in conjunction with those forward collision warning sensors to automatically apply the brakes to avoid a collision.

Additional features may be standard on newer models, or available depending on the make and model of the car. They include:

Electronic stability control, which drivers you keep control in slippery conditions and on curves. (According to the NHTSA, it reduces the risk of a fatal single-vehicle crash by about 50% and the risk of a fatal rollover by 80%.)

Lane-keeping support, which takes lane-departure warnings to the next level, steering your vehicle back into the lane if you begin to drift.

Blind-spot detection lights up when another vehicle is in one of your blind spots.

Pedestrian automatic emergency braking alerts if a pedestrian is in your vehicle’s path and automatically applies the brakes to prevent an accident.

Automatic crash notification notifies emergency responders in the event of a crash.

And, let’s face it: some vehicles are simply known for their safety. Be sure to do your research on safety ratings before making a purchase decision.

And if you’re wondering whether any of these safety options could have a positive impact on your auto insurance, just give us a call!  

For more than 25 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of businesses that require specialized insurance packages and knowledge. With offices in California and Indiana, Beall Financial and Insurance Services serves clients nationwide.