The days are getting shorter, the kids are back in school, and Labor Day is just around the corner: it’s almost autumn! And that means a shift in weather that can impact your home and vehicle. Taking some proactive steps now can save you headaches and money down the line. Here are some tips to get your home and auto ready for the cooler months ahead.

Home Sweet Home: Prepping for Fall Comfort

Your home is your sanctuary, and a little fall prep goes a long way in keeping it comfortable and efficient.

• HVAC Check-Up: Before you crank up the heat, schedule a professional HVAC inspection. They'll clean your furnace, check for any issues, and ensure it's running efficiently. This can prevent breakdowns when you need your heat the most and can even lower your energy bills. Don't forget to replace your air filter – a clean filter improves air quality and system efficiency.
• Seal the Leaks: As temperatures drop, drafts become more noticeable. Walk around your home, inside and out, and check for any gaps around windows and doors. Caulk and weatherstripping are inexpensive solutions that can significantly reduce heat loss and keep your home cozy.
• Gutters and Downspouts: Clear out any leaves, twigs, and debris from your gutters and downspouts. Clogged gutters can lead to water overflow, potentially damaging your roof, fascia, and even your foundation.
• Fireplace and Chimney: If you have a fireplace, schedule a chimney sweep to clean out creosote buildup and inspect for cracks or blockages. This is crucial for preventing chimney fires and ensuring proper ventilation.
• Lawn Care: While the growing season slows, fall is a great time to fertilize your lawn. Consider aerating and overseeding to promote a healthier, more resilient lawn next spring. And don't forget to winterize your sprinkler system to prevent pipes from freezing and bursting.

Auto-Ready for Autumn Adventures

Cooler weather and potentially wet roads mean it's time to give your car some extra attention.

• Tire Check: Inspect your tire pressure regularly, as it can drop with cooler temperatures. Check the tread depth as well – good tread is essential for traction on wet or slippery roads. If your tires are worn, consider replacing them before winter arrives.
• Battery Test: Cold weather can be hard on car batteries. Have your battery tested by a mechanic to ensure it has enough charge to get you through the colder months. Clean any corrosion from the terminals.
• Wiper Blades and Fluid: Replace worn-out wiper blades for optimal visibility during rain or early morning dew. Top off your windshield washer fluid with an all-season or de-icing formula.
• Fluid Levels: Check all your essential fluids, including engine oil, brake fluid, power steering fluid, and coolant. Ensure your coolant is at the correct level and has the proper antifreeze mixture.
• Lights: Test all your exterior lights – headlights, tail lights, turn signals, and brake lights – to ensure they are working properly. Shorter daylight hours mean you'll be relying on them more.

By taking these steps now, you can enjoy the beauty of autumn with peace of mind, knowing your home and auto are well-prepared for the season.

For more than 30 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of niche businesses, such as craft breweries, that require specialized insurance packages and knowledge. With California offices in Redlands and Newport Beach, Beall Financial and Insurance Services serves clients nationwide.