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Beall Insurance Blog

All You Ever Wanted to Know About Insurance

What You Need to Know About Homeowners Insurance

Your mortgage lender may have required you to obtain homeowners insurance-but it’s up to you to make sure you get the most out of your policy! The first step is understanding what exactly it covers-and what it doesn’t....

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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Road Safety for Your Workers

Fatal work injuries involving land transportation incidents make up more than a quarter of work-related deaths in 2019. In that year alone, 1270 U.S. workers died in work-related roadway incidents. Across the nation, 36,...

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Disaster Preparedness for Your Construction Business

Everyone in the industry knows it: construction is a risk-filled field to work in. Falls from height, transportation-related incidents, electrocution-heck, not every industry has a short list of the most fatal risks its...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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How to Prevent Employee Theft

It’s every business-owner’s goal to hire qualified, enthusiastic people who are invested in the company’s success. And many business-owners pride themselves on the wonderful team they have gathered to help propel the...

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Preventing Slips, Trips, and Falls on the Job

In 2019, 880 workers died in falls, and 244,000 were injured badly enough to require days off of work. A worker doesn't have fall from a high level to suffer fatal injuries; 146 workers were killed in falls on the same...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Protecting Your Winery Equipment

At its heart, a winery operation is about equipment-and not only the fermentation tanks and bottling lines. From farm equipment like tractors and grape pickers, to contractors’ equipment, to vehicles ranging from cars...

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Don't Hire a Problem at Your Craft Brewery

It's not news that who you hire has a significant impact on the success of your brewery. But what may not have occurred to you is that who you hire can also impact the cost of your workers’ compensation insurance. While...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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What Remodeling Means for Your Home

A remodel can be a great investment, adding value to your home. But that also means that the cost to replace your home, should it be destroyed, would be greater-and you’ll need to increase your homeowners insurance. On...

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The Right Protection for Your Wholesale Business

From the warehouse and the inventory in it, to products shipping to their destination, to the employees who staff the workhouse and deliver the products, wholesalers and distributors have a unique business operation-and...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Insurance Tips for Contractors

No one-besides insurance agents-really likes to talk about insurance. It’s okay, we know it’s true! But we also know that insurance is absolutely vital to your success as a contractor... and we know you realize that as...

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Re-Opening Your Restaurant

Across the country, restaurants are attempting to resume normal operations-although the pace of that effort varies according to the state in which the restaurant is located. Your restaurant may have been serving dine-in...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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How to Protect Your Tech Company

Whether you’re an independent web developer or IT consultant, or a telecom or programming company with hundreds of employees, it must be admitted: your technological expertise does not exempt you from technological...

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The Protection Your Life Sciences Company Needs

When it comes to health issues, liability is a huge concern. That’s why it’s so important for life sciences companies to have the right insurance coverage in place. What if a participant in a clinical trial of your drug...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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The Right Protection for Your Metal Manufacturing Equipment

Steel fabricators and other types of metal manufacturers rely on large, expensive equipment to get the job done-which makes the right insurance for that equipment absolutely vital. The right policy can help you recover...

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Liability and the Metal Manufacturing Business

We live in a litigious society. What does that mean for your metal manufacturing business? It means, of course, that you need to take every precaution to prevent potential lawsuits. But it also means that you must have...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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How Your X-Mod Impacts Your Brewery's Workers Comp Insurance

Workers’ compensation exists to protect workers. Most states require companies to cover employees with workers’ comp. In California, for instance, even a business with only one employee must carry workers’ comp. What is...

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Does Your Food Manufacturing Business Have the Protection It Really Needs?

In 2017, nearly 21 million pounds of beef, pork, poultry, and fish were recalled--a big hit to the manufacturers of those products. If your food manufacturing business were forced to recall a product because of spoilage...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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Common Insurance Mistakes You Need to Avoid

We know, we know--insurance isn't your favorite subject of conversation. But the right insurance coverage is key to your long-term financial health--and the start of the new year is the perfect time to review your...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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